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The United States Government issues Series EE Bonds. The Farmers Bank sells Series EE Bonds and is a redemption agent. You can cash Series EE bonds anytime after 12 months. Investors plan to hold bonds for a longer term goal, yet they know they can get their money with interest if needed. If a bond is redeemed before five years, a three-month interest penalty applies. The present interest rate on Series EE bonds is 1.40%. This rate will be in effect through October 31, 2008. Series I Bonds are paying 4.84%. This rate is in effect until October 31, 2008. People across America have valuable treasure lying in their own homes. The treasure is old savings bonds. Over $7 billion worth of old savings bonds have stopped earning interest and could be lying in attics, garages, and basements. These bonds are more than 30 or 40 years old and some are worth more than five times their face value. The Bureau of the Public Debt, which maintains records of the issue and redemption of all United States Savings Bonds and Savings Notes, says that some bonds were lost, held as memorabilia or were willingly destroyed during World War II bond burnings. Please check all your older bonds to be sure they are still earning interest. You may do so by calling the number below or visiting their web site listed below. If you need further information concerning bonds or would like to order bonds direct from the Federal Reserve, feel free to call 1-800-4US-BOND or visit their web site at http://www.treasurydirect.gov/indiv/products/products.htm
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