Account Type Certificate of Deposit
Ideal Customer Customers able to maintain higher balances and no immediate need to access their funds
Opening Deposit $500 and above (depending on the term)
Interest CD rate based on term. Terms less than one year paid at maturity without compounding. Terms one year & greater compounded and paid quarterly.
Withdrawals Terms one year or under -- 90 days penalty for early withdrawal. Terms greater than one year -- 180 days penalty for early withdrawal.
Special Features Accounts are automatically renewable. Interest can be added back to CD, paid by check, or deposited to customer's account.



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